Want to know what EV’s cost to insure?

Over the years, Admiral have provided thousands of insurance quotes for electric vehicles (EVs) and they have now done some research* into their figures to find out which cars are the most competitive when it comes to insurance prices.

1) MG ZS EV – average annual premium: £351.97

This all-electric SUV is great value for money. While the range might be up to 163 miles, it’s an EV with enough space for five people, but it’s in the same price range as a petrol family hatchback. It can take as little as 40 minutes at a 50kW DC public chargepoint to get to 80% battery power as well, which is good to know for when you are planning your family trips!

2) MG 5 EV – average annual premium: £395.81

Need an estate car capacity, and a range over 200 miles? Then all-electric MG 5 offers both. Great bootspace and it can be charged to 80% in just 50 minutes from a 50kW chargepoint. 

3) Renault Zoe – average annual premium: £397.36

The number 1 selling EV in Europe is the Zoe, and the new version has personality, space and a great cockpit. And you can get up to 245 miles of range, plus it can be charged to 90 miles of driving range in as little as 30 minutes via a 50kW public chargepoint.

4) Volkswagen ID.3 – average annual premium: £406.88

This EV replaces the e-Golf and is stylishly futuristic with more space inside and a generous boot. 

You can choose from three different sizes of battery, the most expensive version (77kWh) has a claimed range of 336 miles.

5) Nissan Leaf – average annual premium: £415.13

A pioneering EV, the Nissan Leaf is one of the most popular EVs in the world. British-made, it is conventional looking, practical, and nice to drive. With a range of between 168-239 miles, depending on the size of battery pack chosen (40kWh or 62kWh). It takes about 60 minutes to reach an 80% charge using a 50KW fast charger.

So, an EV insurance price point is comparable with fossil fuel cars. So why not read our article about how much it costs to charge them at home to understand how that compare to petrol or diesel.

* Please note all figures used are averages based on internal data where there’s a minimum of 50 cars on our system, and they don’t take into account other data relating to demographics and behaviour that can affect insurance prices.